Office Hours
9:00 AM - 5:00 PM
My Location
Call Me
Tailoring Coverage to Fit Your Individual Lifestyle and Needs – Because One Size Never Fits All in Health Care
Keila Rivera empowers clients with clear, understandable choices in health insurance, guiding them through the complexities with personalized advice. Her approach is educational, ensuring clients make informed decisions that align with their individual needs. Keila's expertise covers a range of options, from individual and family plans to Medicare and life insurance.
Tailored advice to navigate health insurance options for individuals, families, and businesses.
Educational Approach
Empowering clients with knowledge for informed decision-making.
Covering a wide range of health insurance needs, including Medicare and life insurance.
Partnering with You for Personalized Health Insurance Solutions
Securing your health insurance with Your Agent Keila means more than just planning for the unknown; it's about ensuring a brighter, more secure tomorrow. Keila Rivera provides adaptable, forward-thinking health insurance solutions that protect your future. Let's build a safety net today for a worry-free tomorrow.
Proactive Protection: Stay ahead of life's uncertainties with comprehensive health insurance plans that safeguard you and your loved ones.
Customized Care: Every individual and family is unique. We offer tailored insurance solutions that fit your specific health and lifestyle needs.
Ongoing Support: Experience peace of mind with continuous, personalized support and guidance from Keila, ensuring your coverage evolves with you.
Real Stories, Real Impact: How Our Partnership Has Made a Difference
Maria
★★★★★
"Finding the right health insurance at this stage of my life seemed daunting, but Keila changed all that. Her approach was both warm and professional, making me feel heard and respected. She patiently walked me through my Medicare options, ensuring I understood each detail. With Keila's guidance, I found a plan that truly fits my lifestyle and health needs. Her expertise and genuine concern for her clients is evident. I'm deeply grateful for her help and highly recommend her to anyone seeking thoughtful, expert advice in health insurance."
Braulio
★★★★★
"Approaching retirement, I knew it was crucial to get my health insurance in order, but the options were overwhelming. That's when I found Keila. Her expertise in navigating these complex waters was immediately apparent. She took the time to understand my specific needs and future plans, offering clear and insightful advice. With Keila's help, I secured a plan that gives me confidence and peace of mind as I move into the next chapter of my life. Her professionalism and personal touch are unmatched. I'm truly grateful for her guidance."
Embark on Your Health Insurance Journey with Expert Guidance
Navigating health insurance options can be a complex journey, but you don't have to do it alone. Keila Rivera is here to guide you with expertise, care, and a deep understanding of your unique needs. Take the first step towards peace of mind and optimal coverage by scheduling a free, no-obligation consultation today.
Take control of your health insurance with a partner who cares. Click below to schedule your free consultation with Keila Rivera and step into a world of clarity, confidence, and comprehensive coverage.
Medicare Part A covers hospital stays and some home health care. Part B covers doctor visits, outpatient care, and preventive services. Part C, also known as Medicare Advantage, is an alternative to Original Medicare (Parts A and B) offered by private companies, often including additional benefits. Part D covers prescription drugs.
Medicare is a federal health insurance program for people age 65 and older. Some younger people are eligible for Medicare including people with disabilities, permanent kidney failure and amyotrophic lateral sclerosis (Lou Gehrig’s disease or ALS). Medicare helps with the cost of health care, but it does not cover all medical expenses or the cost of most long-term care.
If you already get Social Security benefits, you do not need to sign up for Medicare. Social Security will automatically enroll you in Original Medicare (Part A and Part B) when you become eligible. They will mail you the information a few months before you become eligible.
Because you must pay a premium for Part B coverage, you can turn it down. However, if you decide to sign up for Part B later, your coverage can be delayed and you may have to pay a late enrollment penalty for as long as you have Part B coverage. Residents of Puerto Rico or foreign countries will NOT automatically receive Part B. They must elect this benefit.
Medicare Advantage is an alternative to Original Medicare, and it is offered by private insurance companies to Medicare beneficiaries. Medicare Advantage plans include Part A and Part B coverage, and some include Part D prescription drug coverage as well. Some Medicare Advantage plans also offer extra benefits that aren’t available with Original Medicare, such as routine vision, hearing and dental care.
Medicare Supplement plans, which is offered by private insurance companies also known as “Medigap,” help pay your share of medical costs not paid by Original Medicare, like copayments, coinsurance and deductibles. Some Medigap plans may also assist in paying for home healthcare, durable medical equipment (DME), hospital costs and lab costs.
Supplemental coverage, or Medigap, is beneficial if you require services that Original Medicare doesn’t fully cover, especially as it does not typically cover costs like long-term care, vision, or dental. It can help pay for out-of-pocket costs like deductibles and co-insurances. Consider your health needs, financial situation, and the likelihood of needing extensive medical care when deciding on supplemental coverage.
Life insurance provides financial protection to your beneficiaries in the event of your death. It's important for covering final expenses, replacing lost income, paying off debts, or leaving a financial legacy. It ensures financial security for your loved ones during a difficult time.
Term life insurance provides coverage for a specific period and pays out only if you die during that term. It’s generally less expensive but has no cash value. Whole life insurance covers you for your entire life and includes a savings component, which can accumulate cash value over time.
Copyright©2023 Your Agent Keila. All Rights Reserved.